Banking on the Individuals: Democratizing Cash within the Digital Age

Immediately most of our cash is created, not by governments, however by banks once they make loans. This e book takes the reader step-by-step by means of the sausage manufacturing unit of contemporary cash creation, explores enhancements made doable by advances in digital know-how, and proposes upgrades that would rework our outmoded nineteenth century system into one that’s democratic, sustainable, and serves the wants of the twenty-first century.

Ellen Brown is the founder and chairman of the Public Banking Institute and a Fellow at The Democracy Collaborative.